The Total Money Makeover

By reading this koob, you will learn how to manage your money in order to reach financial fitness.

You will also learn that:

-Budgeting is crucial;

-Financial fakers are fools;

-Buying on credit does you none at all;

-Rainy-day funds aren’t just for seniors; and

-With realism, a little math, and a lot of forward planning, anyone can achieve financial dignity before retirement.

In today’s consumer society, credit cards, installment plans, and buy-now-pay-later deals are hard to resist. It’s no wonder that the average credit card debt for a US household is over $16,000. If those numbers seem crazy to you, you’ll probably be surprised at the number of people you know who are in this kind of situation. If you are unsurprised by these statistics, maybe you’re one of them.

In this book, The Total Money Makeover’s Dave Ramsey uses his own experience of debt, bankruptcy, and two climbs up Money Mountain to guide you to your own summit. It’s a long road to financial freedom, but it will be worth every step.